How Does Car Insurance Work For Uber Drivers

During these times your personal auto policy provides coverage.

How does car insurance work for uber drivers. For instance your company sponsored insurance protection may not cover the period before during and after ride requests are made. When the uber app is turned on a low level of liability insurance becomes active. Here s how it works. When the uber app is off a driver is covered by their own personal car insurance.

And all riders are verified with their personal information and phone number so you ll know who you re picking up and so will we. The insurance coverage ubereats provides is while drivers are on active deliveries but as with rideshare drivers should get additional coverage for period 1 the time you re logged in and waiting for a request but haven t received one yet. To provide riders with at least the same level of protection as on trips with non commercial drivers we may maintain insurance above your commercial insurance when necessary. As a rideshare driver you should know that uber s insurance policy doesn t cover you when the app is closed.

In that same timeframe from when you accept a fare to when you drop them off both companies cover your car in the event of a collision or comprehensive claim e g vandalism but. Uber requires all their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. How we keep you safe. Uber and other rideshare organizations do offer insurance protection for their drivers but it s vital for you to understand the coverage details such as which phases of the job are insured.

When you drive with uber you get 24 7 driver support and insurance coverage. Uber requires all of their drivers to have car insurance and provides supplemental insurance coverage but only while the app is on. When the uber app is off a driver is covered by their own personal car insurance. When the uber app is turned on a low level of liability insurance becomes active.

When the app is open uber s insurance provides liability coverage at certain points during your trip.