How Does Medicare Advantage Plan Work With Tricare For Life
Enrollment not required coverage is automatic if you have medicare part a and b.
How does medicare advantage plan work with tricare for life. Should your wife choose to go with a medicare part c plan she would not lose eligibility for tricare for life but the way her health care is paid for would change a bit. Using tricare for life with other health insurance if you have other health insurance health insurance you have in addition to tricare such as medicare or an employer sponsored health insurance. Tricare is the name of the health care program used by the united states department of defense military. Tricare for life tfl is tricare s optional health plan that is designed for military members and retirees who are also medicare beneficiaries.
Tricare for life acts almost like a medicare supplement plan for medicare eligible military personnel and their family. With the advantage plan you have to use their facilities and doctors. This means the medicare advantage plan you select will be your primary insurance and pay first for covered medical expenses for inactive duty military members. It was originally called the civilian health and medical program of the uniformed services champus.
It s possible to have both tricare and medicare advantage and have the two plans work together. Your providers will send medical bills to the medicare advantage plan. Tricare for life and medicare. You must pay medicare part b premiums.
Tricare for life tricare for life is medicare wraparound coverage for tricare eligible beneficiaries who have medicare part a and b. Tricare pays after medicare in the u s. Medicare beneficiaries who have medicare part a hospital insurance and part b medical insurance have the option of enrolling in a medicare advantage plan offered by a private insurance company contracted with medicare. Territories medicare serves as the primary coverage for people enrolled in both programs and tricare offers secondary coverage.
The plan can help cover some copayments and deductibles for medicare as. With medicare a b plus tricare for life you can choose your doctors hospitals clinics no referrals required for specialists etc. Tricare for life acts as a supplement for retired military who are enrolled in a medicare advantage plan. Anywhere you may be.
Since it s possible to be qualified for both tricare and medicare and have them work together let s review how both plans work. Tricare for life functions as a supplement or wraparound for people who are enrolled in medicare parts a and b. How does medicare work with tricare for life. Tricare for life tfl is the name of one of the health care plans offered by tricare.