How Long Does It Take To Get A Personal Loan From Wells Fargo

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How long does it take to get a personal loan from wells fargo. Wells fargo does not make an instant decision on all applications. What types of loans does wells fargo offer. You can borrow between 3 000 to 250 000 for up to 10 years apr is fixed for the entire loan term. Therefore a specific fico score or wells fargo credit rating does not necessarily guarantee a specific loan rate.

Your apr will be based off your credit the amount you want to borrow and the loan term you select. Wells fargo offers both secured and unsecured loans for every phase of life. Wells fargo offers loans anywhere from 3 000. Wells fargo makes both unsecured and secured personal loans and lines of credit.

Your apr will be based on the specific characteristics of your credit application including but not limited to evaluation of credit history amount of credit requested and income verification. Call us at 1 877 526 6332. However wells fargo doesn t list its rates online. There are many factors that wells fargo looks at to determine your credit options.

This can be useful for people looking for a large personal loan decision could take time. Wells fargo also has a secured personal loan option that uses your cd or savings account as collateral. Pay for a special event medical bills auto repairs or other major expenses. Your apr will be based on the specific characteristics of your credit application including but not limited to evaluation of credit history amount of credit requested and income verification.

You can apply in 3 ways. Meet with a banker at your local wells fargo branch. The apr shown is for a 10 000 personal loan with a 3 year term and includes a relationship discount of 0 25. Cd and savings secured loans.

The company s personal loans allow borrowers to take out a maximum of 40 000 but it also has a lower maximum annual percentage rate on its unsecured loans than wells fargo. Personal lines and loans. You can apply for any amount from 3 000 to 100 000 for a personal loan or up to 250 000 for a cd savings secured loan. Wells fargo personal loan terms and requirements.

You will be able to track your application status using our online system if you share your email address with us at the time of application. Loan amounts go up to 100 000 for unsecured loans and 250 000 for secured loans with different interest rate ranges. Wells fargo personal loans don t require collateral and can be used for almost any purpose.