How Much Does Liquor Liability Insurance Cost For A Wedding

How much does liquor liability insurance cost.

How much does liquor liability insurance cost for a wedding. Couples today are opting for unconventional wedding venues such as parks museums historic mansions and private estates. Liquor host liability insurance. Travelers wedsure wedsafe to name a few. Our liability limits start at 500 000 and you can choose to exclude liquor liability coverage if there is no alcohol being served at your wedding.

From a sudden cancelation to stolen gifts to a damaged gown wedding insurance can help protect you against the unforeseen and can also afford you great peace of mind. Wedding event liability insurance liquor liability insurance. Many of these venues now require event hosts to purchase liability insurance. Coverage is for the bride the groom and their parents as well as the venue if requested.

The insurance company will ask the couple the cost of the full wedding or an idea of. A bar pub or restaurant would require primary liquor liability insurance whereas a couple who only wanted to cover their bases during a wedding could get host liquor liability insurance. Duailibe recommends not opting for the most basic plan available adding that full coverage or such a large scale event like a wedding is best. This refers to when a customer is served too much alcohol placing the liability on the bartender.

A caterer generally faces different risks than a restaurant so they can expect their rates. Profession rates vary on based on your industry. Your exposure a convenience store with 10 liquor sales can expect to pay less than a grocery store with 40 liquor sales. What does it mean to be over served.

Temporary event liquor liability insurance is necessary if you are catering your wedding yourself or if the venue or catering company does not have liquor liability coverage. The least expensive policies available can cost under 100 for liability coverage only and larger policies can cost. The average cost of liquor liability insurance as with any insurance policy will depend on the insurance company you choose your geographical location the limits the kinds of coverage you want the type of alcohol you re selling your business space and your deductible. Basic factors that influence the cost of your liquor liability insurance are.

What wedding insurance doesn t cover. The cost of wedding liability insurance can range from 75 to 235 depending on coverage limits and coverage options chosen. Our specialty wedding liability insurance protects you against property damage bodily injuries and alcohol related accidents caused by a vendor or guest during the rehearsal dinner wedding ceremony or reception.