Hurricane Impact Windows Insurance Discount

Installing impact resistant windows can save you a few hundred dollars a month or even more than 10 000 per year depending on your area and your insurance provider.

Hurricane impact windows insurance discount. This also includes a hurricane resistant garage door. Once you install impact windows and doors on your home then one of the next things you will want to do is to contact your insurance company or agent and ask them what the process would be to apply for a discount on your insurance premium in florida now that you have impact resistant windows. One of the main upgrades to prevent wind damage particularly in hurricane prone areas is storm safe windows. The shutters are the best protection and can potentially take 8 to 10 in savings off your insurance premiums.

On top of that these types of changes will keep your home more protected against costly repairs from hurricane damage. The investment may well pay for itself by preventing storm damage and it can also allow you to qualify for discounted homeowner s insurance rates. Impact rated glass on doors and windows. At bigfoot construction we specialize in installing impact windows that provide structural protection in the event of a hurricane or other damaging winds as well as help reduce costs.

In order to qualify for wind mitigation credits you ll need to have a home inspection by a certified inspector who will check for certain features such as. Impact resistant glass and roll down shutters for example. Homeowners with questions about mitigation should contact their insurance agents to make. Insurance discounts and impact windows if i install hurricane impact resistant windows and doors in my house do i obtain insurance premium discounts.

A few examples would be securing your roof with hurricane clips or wraps and hurricane protecting your windows doors and other openings to your home. Not having hurricane shutters and impact windows in hurricane prone south florida can result in higher insurance premiums so getting them is worth the cost mcgarry said. Discounts from florida s wind mitigation program can reduce windstorm insurance by up to 42. Impact resistant doors and windows do not include plywood panels but they do include shutter systems or new materials that are installed in the home.

To qualify for the opening protection credit all window and openings must be protected by wind impact resistant glass. In order to obtain the discounts or credits all of the house openings must be protected.