How Does Workers Comp Work In Missouri

The injured workers section of the workers compensation portion of this web site is targeted specifically to injured workers and is intended to be a resource throughout the workers compensation claim process.

How does workers comp work in missouri. It is not intended to be a substitute for legal representation. The links below provide general information for producers and agents rates by class code and miscellaneous values. It also monitors workers comp market competitiveness and oversees the assigned risk pool to ensure fair rates and good service. Other workers comp benefits in missouri.

Your employer s insurance company must pay for all of the medical treatment that s reasonably needed for your work injury or illness. Disclaimer more information. Contact a workers comp specialist toll free at 800 394 0964 with questions about forms and rules approval or rate monitoring processes. An employer will need to know all applicable classification codes to inquire about manual rates.

The division provides services to those who have been injured on the job or exposed to occupational disease arising out of and in the course of employment. The missouri workers compensation assigned risk pool also known as the missouri workers compensation insurance plan is administered by the contract carrier travelers property casualty company of america. Does an employer have to carry workers comp insurance. Workers compensation ensures that a company has the means to pay a worker who is injured while performing work related duties.

Employers seeking information about the workers compensation process and their. Any fines or penalties levied and received as a result of prosecution under this law shall be paid to the workers compensation fund. If you own or operate a business in missouri that employs workers you are generally required to carry an insurance policy that will cover your employees if they are injured on the job. In addition to temporary and permanent disability benefits other types of workers comp benefits are available in missouri including.

The missouri department of commerce and insurance provides an on line service where an employer can inquire about workers compensation rates by insurance companies and rate comparisons for all workers compensation insurers in the state. It is the university s legal responsibility to make sure that no employee receives more than 100 percent of his her monthly salary when he she is off work due to a workers compensation injury. General information for injured workers in missouri workers compensation process if you are injured on the job or have been exposed to occupational disease in the course and scope of your employment the missouri workers compensation law provides some relief from the financial strain of being injured and or unable to return to work. The division also makes sure that an injured worker receives benefits that they are entitled to under the missouri workers compensation law.